Portless Capital is a merchant-facing service powered by Kanmon that helps Direct-to-Consumer (DTC) brands manage their cash flow. This partnership allows you to pay Portless invoices on flexible 30-, 60-, or 90-day terms. By using this line of credit, you can focus on scaling your business without the pressure of immediate payment deadlines.
Benefits of using Portless Capital
Portless Capital provides the breathing room necessary to grow your brand. You can improve your cash flow by more than 30 days while maintaining a strong relationship with Portless.
The application process is instant, and most merchants receive approval within 24 hours. Once approved, you can apply your credit line to invoices immediately. Because this is third-party financing through Kanmon, you receive competitive rates and flexible terms without any financial risk to your standing with Portless.
Things to keep in mind
Kanmon typically follows up on applications within 48 hours or less.
The program is non-exclusive, meaning you can opt out at any time.
Funds are generally disbursed within 24 hours of an invoice submission.
You must have at least six months of transaction history on the Portless platform to qualify.
At least one business owner must have a FICO score above 620.
Application and enrollment process
Follow these steps to set up your account and begin financing your invoices:
Funding and repayment operations
After you sign the agreement and complete the identity check, you can begin financing invoices. Approved invoices are advanced automatically within two business days. You may access the ROI calculator here.
Repayment is simple and automated. Kanmon auto-debits the funds from your connected business bank account at the end of your selected term (30, 60, or 90 days). Typical flat fees range between two and five percent of the invoice amount, and there are no ACH fees or long-term contracts.